Ka Wai Ola - Office of Hawaiian Affairs, Volume 40, Number 6, 1 Iune 2023 — Page 2 Advertisements Column 1 [ADVERTISEMENT]

®HA k MĀLAMA LOANS " Let OHA Help Your * Wk I Business Grow! ^ ^

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V Designed with Farmers in Mind ^he ^3'"1' '^' Agricultural Loan Program helps you establish or expand your small agricultural business with working capital for produce or livestock. ln-ground or above-ground farming, greenhouse, hydroponic, and more.

Generous Terms f Receive loans from $2,500 to $100,000 with up to seven years to pay backyour loan. Low 4%APR*. You ean defer loan payments for the first six months to make sure you're off to a great start! Loan amounts over $50,000 require non-real estate collateral.

Eligibility Requirements for Principals:

• U.S. citizen • State of Hawai'i resident • Applicant and all owners of the business must be of Native Hawaiian ancestry

• 18years of age or more • Credit score 600 or higher • Debt-to-income ratio is no more than 45%

• Business must be registered with the Department of Commerce and Consumer Affairs and be in good standing

To apply for an OHA Hawaiian Registry Card, please visit: www.oha.org/registry

_ Please contact us at the Office of Hawaiian Affairs Native Hawaiian Revolving Loan Fund at (808) 594-1888 uuestl0ns. or |\|HRLF@ohaloanfund.org. Neighbor island residents may contact the OHA office on their island.

East Hawai'i (Hilo) (808) 933-3106 West Hawai'i (Kona) (808) 327-9525

Moloka'i (808) 560-3611 Lāna'i (808) 565-7930

Kaua'i & Ni'ihau (808) 241-3390 Maui (808) 873-3364

Apply for a Mahi'Ai Agricultural Loan visit: https://loans.oha.org/mahiai-agricultural-loan/ *lnterest rates may be subject to change.