Ka Wai Ola - Office of Hawaiian Affairs, Volume 29, Number 5, 1 May 2012 — Page 2 Advertisements Column 1 [ADVERTISEMENT]

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^V' /«EA -^» -^* ' 'wī i:-^iffftjr ^l '■': ^jffffy' ^ 1 ; ^«iJ£jBiB^KīB^^^^fci^ II "The Mālama Loan gave me the freedom tocreate my children's books without being tied down due to budget constrictions. I was able to create exactly whatl envisioned. And it's available to Native Hawaiians who may not get a ehanee from other lending institutions. " — Butch Helemano, Kumu, Musician, Author & Illustrator

■ ®HA Officeof hawaiian affairs

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. First Hawaiian Bank

All applicants must be of Native Hawaiian ancestry, whether applying as an individual or collectively, as a group of people organized for eeonomie development purposes. Partnerships, LLC's and Corporations that apply must also be 100% Native Hawaiian owned. Borrowers may be required to complete a creditcounseling class before receiving the loan. Based on a fully amortized 7-year loan of $10,000 at 4.00% APR, you will have 84 monthly phneipal and interest paymentsof $136.68. Subjecttocredit approval and eligibility. Certain restrictions and conditions apply.