Ka Wai Ola - Office of Hawaiian Affairs, Volume 28, Number 10, 1 October 2011 — Page 2 Advertisements Column 1 [ADVERTISEMENT]

[?]

t^r d^i *' \. mlM w ^l y iBj|i L " Legacy Villa, ouradultcare home, is builton our koifarm. My goal was to integrate the two so the residents would haue a lot to look at. Our frst Mālama Loan enabled us to startNikkei Koi, and we used the second loan to buy equipmentfor the care home. I wanted the residents to haue a more intimate leuel of care, and theMāIama Loan made thatpossible. " — Gary Hii'onaka, Ownei' NIKKEI KOI & LEGACY VILLA

Officeof hawaiian Affairs

[?]

[?]

[?]

First Hawaiian Bank All applicants must be of Native Hawaiian ancestry, whether applying individually or collectively, as a group of people organized for eeonomie development purposes. Partnerships, LLC's and Corporations that apply must also be 100% Native Hawaiian owned. Borrowers may be required to complete a credit counseling class before receiving the loan. Based on a fully amortized 7-year loan of $10,000 at 4.00% APR, you will have 84 monthly principal and interest payments of $136.69. Subject to credit approval and eligibility. Certain restrictions and conditions apply.