Ka Wai Ola - Office of Hawaiian Affairs, Volume 28, Number 1, 1 Ianuali 2011 — Page 15 Advertisements Column 1 [ADVERTISEMENT]

THE OFFICE 0F HAWAIIAN AFFAIRS CONSUMER MICRO LOAN PR0GRAM The OHA CMLP is designed to provide low cost loans to Native Hawaiians who are experiencingtemporaryfinancial hardship as a resultof unforeseen events, or who need s m a 1 1 amou nts offundingtoenhance their careers. Loans are available upto $7,500 at a flat interest rate of 5.0% with a maximum reoavment term of 5 vears or 60 months.

Examples of Allowahle and Unallowahle Loan Purposes Allowahle Loan Purposes: - Death in thefamily - Emergency health situation - Unexpected home repairs - Unexpected auto repairs - Career development courses -Apprenticeship programs - CDL license Unallowahle Loan Purposes: - Debt consolidation - Refinancing -Vacation - Investment - Re-lending by borrower - Home remodeling/lmprovement

To be eligible for a Consumer Micro Loan, you must meet the following criteria: • Applicant must be of native Hawaiian Ancestry • Applicant must be at least 18 yrs of age and a resident of the State of Hawai'i • Applicant's credit history should be satisfactory • Applicant must have the ability to repay the loan • Loans must be for the primary applicants benefit • Loans are available to individuals, only (partnerships, corporations, sole proprietorships, etc., are excluded)

For more information or a downloadable I A application, please visit www.oha.org/ lr\. emlp or eall, (808) 594-1916 Empowering Hawaiians, Strengthening Hawai'i I or email quentinf@oha.org. oha.org I 711 Kapi'olani Blvd. Suite 500 • Honolulu, Hawai'i 96813 • 808.594.1835

The Hawai'i Procurement īeehnieal Assistance Center (HI-PTAC) ' ^

is open anel ready to assist you and your business in getting into the gūvernment contracting arena. Register with us at www.hiptac.org, and get connected to our free daily listing of federal, non-federal, state, loeal, and county requests for bids. Leam how to navigate the requirements, market your praduct or service, and ultimately, negotiate HIQPTAC HAWAI'I PROCUREMENT TECHNICAL ASSISTANCE CENTER

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