Ka Wai Ola - Office of Hawaiian Affairs, Volume 26, Number 1, 1 Ianuali 2009 — Page 2 Advertisements Column 1 [ADVERTISEMENT]

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PLUS, EARN UP TO 5,000 CASHPOINTSSM • • • When you apply and are approved for the Priority Rewards Debit and Credit Cards*.

The OHA Mālama Loan Program through First Hawaiian Bank is exclusively for Native Hawaiians and Native Hawaiian organizations. It ean be used for tuition; home improvement; and any of your business needs. For more information; please eall 643-LOAN. To apply; please visit fhb.com or any First Hawaiian Bank branch.

C5)HA ^ ŪF FKt DF HMMIMN First Hawaiian Bank We say Yes

fhb.com Member FDIC Applicants must be of Native Hawaiian ancestry (birth certificate, OHA registry card, or Kamehameha Sctiools verification letter will be accepted as preef) er a Native Hawaiian erganizatien. If the applicant is a grcup of peeple organized fer eeenemie development purpcses, applicant ownership must be 10(P/o Native Hawaiian. Berrewers may be required te cemplete a credit ceunseling class befcre receiving the lean. Based upen a loan amcunt cf $10,000 at 5.00% APR, the payment would be $188.71 per menth based en a fully amertized loan fcr 5 years. Subject to credit appreval and eligibility. Certain restrictiens and ccnditicns apply. *5,000 CashPcints is a tctal of 2,500 pcints upen apprcval of Pricrity Rewards Oebit Card and 2,500 peints upen appreval of Pricrity Rewards Credit Card. Allow 30-45 days frem the date ef purchase te receive your bcnus pcints. Offer is open te perscnal acceunts cnly and is subject tc credit approval. CashPcints have ne cash value except as described in the Prierity Rewards Pregram Agreement. First Hawaiian Bank reserves the right te eaneel the pregram at any time.