Ka Wai Ola - Office of Hawaiian Affairs, Volume 25, Number 12, 1 December 2008 — Page 5 Advertisements Column 1 [ADVERTISEMENT]

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PLUS, EARN UP TO 5,000 CASHPOINTSSM • • • When you apply and are approved for the Priority Rewards Debit and Credit Cards*.

The OHA Mālama Loan Program through First Hawaiian Bank is exclusively for Native Hawaiians and Native Hawaiian organizations. It ean be used for tuition; home improvement; and any of your business needs. For more information; please eall 643-LOAN. To apply; please visit fhb.com or any First Hawaiian Bank branch.

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First Hawaiian Bank We say Yes

\m fhb.com sassl Member FDIC Applicants must be of Native Hawaiian ancestry (birth certificate, OHA registry card, or Kamehameha Sctiools verification letter will be accepted as preef) er a Native Hawaiian erganizatien. If the applicant is a grcup cf people erganized fer eeenemie develepment purposes, applicant ownership must be 10CP/o Native Hawaiian. Berrewers may be required te cemplete a credit ceunseling class befcre receiving ttie lean. Based upen a loan amcunt cf $10,000 at 5.00% APR, ttie payment weuld be $188.71 per mentti based on a fully amcrtized lean for 5 years. Subjeot tc credit appreval and eligitiility. Certain restrictions and ccnditicns apply. *5,000 CastiPcints is a tctal cf 2,500 points upen apprcval cf Priority Rewards Debit Card and 2,500 points upen apprcval cf Priority Rewards Credit Card. Allew 30-45 days frem the date of purchase to receive your bonus points. ūffer is open to personal accounts only and is subject to credit approval. CashPoints have no cash value except as described in the Priority Rewards Program Agreement. First Hawaiian Bank reserves the rigtit to eaneel the program at any time. LENDER