Ka Wai Ola - Office of Hawaiian Affairs, Volume 24, Number 11, 1 November 2007 — Page 5 Advertisements Column 1 [ADVERTISEMENT]

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At Bank of Hawaii, we offer the widest range offinancing options for Department of Hawaiian Home Land (DHHL) lessees. Our variety of pro$rams are designed to provide lessees with expanded financing options. Call or visit us today tofind out how these proQrams may workforyou. ♦ FHA 247 ♦ FHA 1 84A ♦ Conventional

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HIGHLIGHTS ♦ Purchase, rate term/cash-out refinance, and construction permanent financing ♦ Up to 100% financing for purchase transactions ♦ Fixed rate mortgages up to a loan term of 30 years ♦ Flexible down payment options, as low as $500 from borrower's own funds ♦ Flexibility on reserve requirements ♦ Primary residence, one unit properties, including Planned Unit Developments (PUD) For more information, eall one of our Loan Officers at a Eankoh Residential Loan Center listed helow. Ai\ BankofHawaii

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Certairi requiremeritsand restrictioris apply. Subject to loan approval. Not valid with any other offers. ©2007 Bank of Hawaii MemberFDIC boh.com īlī