Ka Wai Ola - Office of Hawaiian Affairs, Volume 24, Number 10, 1 October 2007 — Page 9 Advertisements Column 1 [ADVERTISEMENT]

1 H ~ae — i American Savings Bank is privileged to offer the Ho'olako Pono loan program, whieh provides expanded financing options available to Department of Hawaiian Home Lands (DHHL) lessees. Conventional loans up to $625,500 103% financing available (some restrictions apply)* Fixed interest rates - principal anel interest payments will not change Cash out refinances (some restrictions apply)* Loans are serviced locally - no need to eall out of state with questions. A toll-free phone number is available for neighbor island borrowers One-time-close construction loan Here is what a eouple of our Ho'olako Pono customers had to say. "As first time homebuyers, my wife and I were a bit reluctant going into the whole process, but our friendly loan officer, Rosie, explained details and even provided options for us. She kept us informed every step of the way. Thanks to the Ho'olako Pono loan program at Amehean Savings Bank, we were fmally able to buy a home of our very own." - Ricky and Kamomi Carvalho "We'd considered other lenders in the past, but none offered the convenient combination of a construction and home loan at the time. Getting our first loan from Amehean Savings Bank was like being helped by 'ohana. Vianne, our loan officer, answered our questions, eased our concerns and accommodated our busy schedules to make the process as easy as possible." - Harold and Wendy Vidinha Speak to one of our loan officers or apply online today. Oahu 593-1226 • Maui 872-4999 Kauai 632-5050 • Hilo 933-7599 • Kona 933-8215

Toll Free 1-800-272-2566 *Call us for details.

□ AMERICAN Savings Bank

t=f lT»Te"» Member FDIC

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