Ka Wai Ola - Office of Hawaiian Affairs, Volume 16, Number 6, 1 Iune 1999 — Page 2 Advertisements Column 2 [ADVERTISEMENT]

mmi^^mĒĒmmĒĒĒĒĒĒĒĒĒĒmmmmmmwmmĒĒmĒĒĒĒmmmwāĒĒĒĒĒĒĒĒĒĒm Bankoh Home EquityLine mi , FIRST YEAR* FULLY INDEXED VARIA8LE RATE* •No Annual Fee •No Closing Costs •No Points •Next Business Day Approval Apply at any Bankoh Branch. Call 643-3888 or log on to www.boh.com ^ & C h a n g i n g The Way Hawaii Banks B nhofHawaii MEMBER FDiC *lntroductory Annual Percentage Rate (APR) of 6.99% appiies to owner-occupied principai residences and is good for one year from the date the account is opened. After the introductory period, the rate for owner-occupied principal residences will be equal to the 91-Day Treasury Bill plus a margin of 4.50% and may vary quarterly. The cument non-introductory rate as of April 30, 1999, for owner-occupied principal residences is 8.90%. The introductory APR for owner-investors and second homes is 7.49% and is good for one year from the date the account is opened. After the introductory period, the APR for owner-investors and second homes will be equal to the 91-Day ITreasury Bill plus a margin of 5.00% and may vary quarterly. The current non-introductory APR as of April 30, 1999, for owner-investors and second homes is 9.40%. The maximum APR that ean apply is 24%. Piease consult the Bankoh Home EquityLine Terms and Conditions for more information. Verification of flood insurance may be required. The property that will secure your Bankoh Home EquityLine cannot have an existing second mortgage. Offer subject to change without notice.